What People Are Saying


I am one of those guys that doesn’t like to take crazy pharmaceutical concoctions like Vicotine and Percocet so when I had lower back pain my only option was ice. Then my doctor recommended a marijuana prescription since it was natural, so that I was ok with. Well 6 months later I decided it was time to get life insurance. Well apparently insurance companies say that people that smoke pot are just as bad as pack-a-day cigarette smokers! Well Kyle asked his broker dealer and his broker dealer said that I was going to have pay the smoker rate, which would be about 232 dollars a month. Yikes! But Kyle said, he didn’t agree, so he started calling each individual insurance company personally, and I’m glad he did. He found out that an incredible company that was an A+ rated, very strong, old company, that everyone has heard of, was willing to base their decision on THE REASON I NEEDED the marijuana(lower back pain), NOT on the marijuana. So, because lower back pain was not a big deal to insurance companies, I got the second best rating!! So because Kyle did NOT go with the crowd and because Kyle did NOT take the first few answers given to him, I not only got an amazing top rated company, but I got the insurance coverage I needed for 66 bucks!! As another person said, Kyle helped me care for the people I love! Thank you Kyle!

Carlos A.

I had such a great experience with Kyle Hara.  He was incredibly thorough, understanding of our unique situation, and got us the best deal we could have hoped for.  He is very professional and caring and understood our needs right away.  Highly recommended!

Amy A.

I wasn’t sure what to expect when it came to life insurance. All the information sounds the same coming from AAA, Prudential, Liberty, New York Life and all the others. Kyle was able to make sense of it all and he helped me come up with a plan that works for me and my family.  A great guy, very easy to talk with and he is incredibly knowledgeable. I highly recommend him. He does not do the “hard sell” thing.

Roosevelt J.

Kyle is by far very different from other insurance agents. He takes his time and does his research when it comes to finding a plan that makes sense. I highly recommend him. He’s not only an expert in his field, but he is so easy to talk to! He takes his time to explain everything in a way that is understandable. I refer all of my family members and friends to Kyle.

Armine B.

Insurance is confusing. My sneaking suspicion is that the industry likes it that way. Comparision shopping is impossible because it seems like there is no way to know if you are comparing apples to apples. That is why you need Kyle Hara. This is going to sound really nerdy, but that guy LOVES insurance. He loves getting deep into the details, understanding all the little twists and turns- he gets a crazy thrill from figuring out EXACTLY what policy does what and for who. God Bless his geeky heart. I don’t know any other insurance person who will dive deep into the details of your unique situation just to find out if he can match you with some wonderful product that, by the way, NO OTHER insurance guy would have thought to match. Not only does this save you a ton of money, but it often means that your coverage is better and better tailored to YOU. Can’t get better than that.

Kendyl Y.

Life Insurance and Long Term Care Insurance is something I’ve always known I needed but never felt comfortable with the options that were presented to me UNTIL I met Kyle Hara. Kyle thoroughly evaluated the needs of my family, what I could afford and what my family would need to keep our business up and running! Kyle’s approach is education. He spent time teaching me about the different products that were available and the pros and cons of each. Together, Kyle helped me to make an educated, informed decision that I feel good about! Kyle’s approach is not that of a typical Insurance Agent. He doesn’t just sell you a policy and you never hear from him again. Kyle’s customer service continues even after you have purchased your policy. Kyle assists with helping you get the most out of your benefits! No, Kyle is not your typical Insurance Agent, by the time you have received your policy…he’s family. I now feel confident that my family is taken care of and if they have a difficult time…Kyle will be there for them!

Please, do yourself a favor and talk with him. Kyle will put your mind at ease and help you help your family!!! I have referred Kyle to all my friends and family. Insurance is not a luxury it is a necessity and with someone like Kyle Hara on your side you can rest assured that your family will be taken care of! Thank you Kyle for peace of mind!!!

Patty P.
Meet The Owner
Kyle Hara sees clearly the crucial need to educate people on the effects of long term care on the loved ones of individuals who need it, and on the importance of advance planning to minimize those effects.


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I had such a great experience with Kyle Hara.  He was incredibly thorough, understanding of our unique situation, and got us the best deal we could have hoped for.  He is very professional and caring and understood our needs right away.  Highly recommended!
Amy A.