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Disability Insurance

Typically when people become disabled their expenses become overwhelming. Without the income coming in, they resort to emptying their savings. And even more typically, the average family doesn’t have enough in reserves to handle a long term disability lasting longer than 90 days. This unfortunately forces the families to make sacrifices and one of the sacrifices very commonly is the disabled person will go back to work before they are fully recovered. This is why disability insurance is priceless. Having a new stream of income (typically 60% of your normal income, tax-free) during a disability allows the disabled person not only to recover completely, but also reduces the additional stress that would have been caused by the financial strain on the people they love.

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Testimonials
Life Insurance and Long Term Care Insurance is something I’ve always known I needed but never felt comfortable with the options that were presented to me UNTIL I met Kyle Hara. Kyle thoroughly evaluated the needs of my family, what I could afford and what my family would need to keep our business up and running! Kyle’s approach is education. He spent time teaching me about the different products that were available and the pros and cons of each. Together, Kyle helped me to make an educated, info…
Patty P.