Enjoy Your Life

Disability Insurance

Typically when people become disabled their expenses become overwhelming. Without the income coming in, they resort to emptying their savings. And even more typically, the average family doesn’t have enough in reserves to handle a long term disability lasting longer than 90 days. This unfortunately forces the families to make sacrifices and one of the sacrifices very commonly is the disabled person will go back to work before they are fully recovered. This is why disability insurance is priceless. Having a new stream of income (typically 60% of your normal income, tax-free) during a disability allows the disabled person not only to recover completely, but also reduces the additional stress that would have been caused by the financial strain on the people they love.

Are You A Business Owner?
Hara Financial can provide business owners with insurance solutions for the entire company.


Already Have Life Insurance?
Contact us to see if you are getting the best rate.


I wasn’t sure what to expect when it came to life insurance. All the information sounds the same coming from AAA, Prudential, Liberty, New York Life and all the others. Kyle was able to make sense of it all and he helped me come up with a plan that works for me and my family.  A great guy, very easy to talk with and he is incredibly knowledgeable. I highly recommend him. He does not do the “hard sell” thing.
Roosevelt J.